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Business First Bancshares, Inc. (BFST) Q4 2024 Earnings Conference Call Transcript

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Business First Bancshares, Inc. (NASDAQ:BFST) Q4 2024 Earnings Conference Call January 23, 2025 5:00 PM ET

Company Participants

Matt Sealy – SVP, Director of Corporate Strategy and FP&A
Jude Melville – CEO and President
Greg Robertson – CFO

Conference Call Participants

Matt Olney – Stephens
Michael Rose – Raymond James
Feddie Strickland – Hovde Group
Emmanuel Navas – D.A. Davidson

Operator

Ladies and gentlemen, thank you for standing by. My name is Krista, and I will be your conference operator today. At this time, I would like to welcome everyone to Business First Bancshares Fourth Quarter 2024 Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be question-and-answer session. [Operator Instructions].

I would now like to turn the conference over to Matt Sealy, Senior Vice President, Director of Corporate Strategy and FP&A. Matt, you may begin.

Matt Sealy

Thank you. Good morning, and thank you all for joining. Earlier today, we issued our fourth quarter 2024 earnings press release, a copy of which is available on our website along with the slide presentation that we will reference during today’s call.

Please refer to Slide 3 of our presentation, which includes our safe harbor statements regarding forward-looking statements and the use of non-GAAP financial measures. For those of you joined by phone, please note the slide presentation is available on our website at www.b1bank.com. Please also note our safe harbor statements are available on Page 7 of our earnings press release that was filed with the SEC today.

All comments made during today’s call are subject to the safe harbor statements in our slide presentation and earnings release. I’m joined this afternoon by Business First Bancshares CEO and President, Jude Melville, Chief Financial Officer; Greg Robertson, Chief Banking Officer, Philip Jordan, and President of B1Bank, Jerry Vascocu. After

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